Curb Appeal November 20, 2013

The Importance of Curb Appeal

Curb appeal is the attractiveness of your home's exterior when viewed from the street. Studies show that a majority of buyers will not get out their car if they do not find your home's curb appeal visually attractive–that is, if they visit your property at all. With more and more people shopping for homes online, potential buyers could be turned off from viewing your property, just based on the listing photo alone. Addressing your home's curb appeal is a critical component in marketing and selling your home.

Why is curb appeal so important in selling your home? It forms potential buyers’ first impressions of your home. Curb appeal sets the tone for your entire home. Buyers associate the condition of the exterior and landscape with the condition of the interior. Your home's curb appeal must invite buyers to view the rest of the property. In a buyer's market, curb appeal can mean the difference between a home that sells quickly for the asking price and a home that sells after months of sitting on the market for below the asking price.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Considering selling your home? Give us a call, text or email. We would love to provide you with good advice to improve your homes' curb appeal.

?-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Seattle Real Estate Statistics
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

Housing Costs November 19, 2013

Buying a Home? Consider COST not just Price

We have often talked about the difference between COST and PRICE. As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not about price but instead about the ‘long term cost’ of the home. Let us explain.

Last month, the Mortgage Bankers Association (MBA), the National Association of Realtors, Fannie Mae and Freddie Mac all projected that mortgage interest rates will increase by about one full percentage over the next twelve months. We also know that many experts are calling for home prices to also increase over the next year.

What Does This Mean to a Buyer?

Here is a simple demonstration of what impact an interest rate increase would have on the mortgage payment of a home selling for approximately $250,000 even if home prices don’t increase:

 

 

 

 

 

 

 

 

 

 

Considering a home purchase, give us a call, text or email, we would love to help you find your new home, whether it's your first or your tenth!

?-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Seattle Real Estate Statistics
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

Housing Inventory November 18, 2013

Homes Selling Faster Than Previous Year

By: Ashley Harris

Nationwide, homes listed for sale on Zillow were selling at a rapid clip, to the tune of a month faster in September than a year ago, according to a new analysis. Zillow measured homes sold on the real estate marketplace, and as a whole homes in September spent a median of 86 days on Zillow, down 30 days from 116 days in September 2012.

Among the 30 largest metro markets covered by Zillow in September, homes moved the fastest and spent the fewest days listed on the site in the Bay Area (48 days); Sacramento, California (59 days); and Dallas, Texas (60 days). Homes sold faster this September compared to last September in 30 of the largest metros. Those metros include Las Vegas (44 days faster), Sacramento (43 days faster), and San Antonio (37 days faster).

Zillow calculated the median number of days listings spent on Zillow, at the national, metro, and county levels, dating to January 2010. In order to correct for homes that are listed, then removed and re-posted with new prices, Zillow considered multiple listings within 40 days at the same address as one listing. Since the beginning of 2010, homes nationwide have spent a median of 119 days on Zillow before being sold or taken off the market.

“The declining inventory of for-sale homes over the past year naturally creates pressure for buyers to more quickly snap up the inventory that is on the market. This demand has been fueled by huge resets in home prices since market peak, historically low mortgage rates and a slowly improving broader economic climate,” said Dr. Stan Humphries, Zillow chief economist.

“Home shoppers in today’s environment need to be prepared to move quickly, with pre-approvals in place and an established sense of what they’re willing to pay for a home,” he continued. “But even though things are moving fast, buyers should resist the urge to enter into bidding wars or pay prices they’re uncomfortable with. We do expect that this need for speed will abate in the near-term as mortgage rates rise and more inventory becomes available because of new construction and declining negative equity.”

Are you curious about housing inventory in your neighborhood? Give us a call, text or email, we love to talk about real estate!

?-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Seattle Real Estate Statistics
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

 

Relocation November 15, 2013

Corporate and Individual Relocation

Relocating to Seattle or out of the area? We are now Windermere Real Estate Relocation Specialists. We can get you or anyone you know in touch with a reputable broker anywhere in the world.

Leading Real Estate Companies of the World® is a global network of over 500 premier real estate firms with 4,000 offices and 120,000 sales associates (brokers) in over 40 countries around the world. Our members dominate the US list of top 500 real estate firms.

Give us a call, text or email today, we would love to help you with your relocation needs!

-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Seattle Real Estate Statistics
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

Windermere, Real Estate, Northwest, Seattle, Mill Creek, Greenwood, Broadview, Home, Purchase, Sell

 

Homeowner's Insurance November 14, 2013

Ignoring Homeowner’s Insurance Risks Can Be Costly

by
Carrie Van Brunt-Wiley
Editor, http://homeinsurance.com

One of the first stages during the hunt for a new home is crunching the numbers to figure out your budget. And no matter how high or low that budget may be, prospective homebuyers should take into consideration the cost of insuring the home.

It's easy to overlook insurance, especially since you may be more worried about the number of bedrooms, the school district, or the size of the backyard. But before you can close on the purchase, your lender will require you to line up homeowners insurance. You may be hit with some sticker shock if the home you are about to buy ends up being a high risk- and therefore high cost- home to insure.

Once you’ve got a few homes in your sight, you should get some preliminary home insurance quotes on each property. Just as you will compare asking price and property taxes- figure your insurance costs into the equation as well. Even homes of similar size and style can vary greatly in terms of cost to insure.

Here are a few lesser known home features that affect insurance costs:

Location- The location of a home will have a huge impact on the insurance premiums due to the proximity to a fire station, the fire station ratings and the flood zone it’s located in.

  • When you shop for homeowners insurance you will be asked how close the home is to a fire hydrant and to a fire station. In the event of a fire, the quicker the fire department can respond to the home, the less damage will be incurred. The average claim for a residential fire exceeds $33,000, according to the Insurance Information Institute (III). Therefore insurers typically charge lower premiums for homes within a close proximity of each.
  • Fire stations in each community each have a specific fire protection class rating which also affects the home insurance premiums on a home.
  • Last but certainly not least, the specific type of flood plain that a home is located in may require you to carry a separate flood insurance policy in order to obtain a mortgage. Flood insurance is recommended for all properties, however, in certain high-risk flood plains a flood insurance policy is not only required- but the coverage could double your annual insurance spend.

Roofing- Ask your realtor about the home's roof. You'll want to know how old it is and the material it's made of. Roofs that are 20 or more years old can be considered high risk and may be expensive to insure. Replacing a roof also can be costly so you'll want to weigh the pros and cons. Newer roofs, built with impact-resistant material, are ideal. These roofs are made to withstand nature's harshest elements, and they can also qualify homeowners for more preferred home insurance policies.

Swimming Pool- You might be looking specifically for a house with a pool but you should know swimming pools can drive up your insurance premiums. Accidents frequently happen in and around pools so insurance companies see them as a high-risk home feature. Remember, you can be held liable even if a trespasser has an accident at your pool. For this reason, homes with swimming pools located on the property should meet all local safety codes and carry high limits of liability coverage.

Age- The age of the home can also affect your premium. Typically older homes have outdated electrical wiring and plumbing systems, which can lead to fires or water damage. If you are considering an older home, ask your realtor the age of the plumbing, HVAC and electrical systems. If they have been updated in recent years, this is important to note with your insurance agent. If not, make sure you know what this may cost you in additional premiums and to upgrade in the future.

Security equipment- Security equipment is a plus for obvious reasons- items such as burglar alarms, deadbolt locks, and smoke alarms can make your home a safer environment. In addition, insurance providers offer discounts for homes featuring these items. In fact, you could save 10% or more on your premium. Take note of the types of safety devices in the homes you are comparing so you can get accurate discounts figured into your insurance rates.

You likely won't make a decision on a house because of insurance factors alone. But it's best to have an idea of where you stand as you consider your options. Start by checking out average home insurance rates in your state. Then work with an agent you can trust to compare quotes on various properties. An educated search can help you find the home of your dreams and home insurance premiums that won't break the bank.

Do you have other real estate questions? Give us a call, email or text. We'd love to answer any real estate related quesions you may have.

-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com
 

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Seattle Real Estate Statistics
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

 

Home Prices November 13, 2013

Where Home Prices are Headed over the Next 5 Years

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts and investment & market strategists about where prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

The results of their latest survey

The latest survey was released last week. Here are the results:

  • Home values will appreciate by 4.3% in 2014.
  • The average annual appreciation will be 4.2% over the next 5 years
  • The cumulative appreciation will be 28% by 2018.
  • Even the experts making up the most bearish quartile of the survey still are projecting a cumulative appreciation of over 16.8% by 2018.

Individual opinions make headlines. We believe the survey is a fairer depiction of future values.

Are you curious about current home values in the Seattle Puget Sound area? Give us a call, text or email, we love to talk shop!

-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

Inline image 2

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

Home Prices November 12, 2013

Home prices post strongest annual gain in nearly 8 years

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

– See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Pace of sales hits 5.36M a year during third quarter, best since 2007 – See more at: http://www.inman.com/2013/11/06/home-prices-post-highest-annual-gain-in-nearly-8-years/#!

Pace of sales hits 5.36M a year during third quarter, best since 2007

Home prices in most metropolitan areas grew significantly in the third quarter, with the national median price rising at its fastest annual clip in nearly eight years, according to the National Association of Realtors (NAR).

During the same period, existing homes sold at the fastest annual rate recorded in more than six years, according to NAR’s latest quarterly report on metro area median prices and affordability.

Despite the robust price growth, NAR estimated that potential buyers still had adequate income in most areas to purchase a home in the third quarter. Nonetheless, market momentum is changing, according to Lawrence Yun, chief economist at NAR.

“Rising prices and higher interest rates have taken a bite out of housing affordability,” Yun said. “However, we have the ongoing situation of more buyers than sellers in the market, so lower sales will help to take the pressure off home price growth and allow them to rise slowly at a single-digit growth rate in 2014.”

The national median existing single-family home price increased by 12.5 percent year over year to $207,300 in the third quarter, the strongest year-over-year gain since the fourth quarter of 2005 when it shot up 13.6 percent, according to the trade group.

In the second quarter, the median price reportedly rose 12.2 percent year over year.

Meanwhile, NAR said existing-home sales jumped 5.9 percent to a seasonally adjusted annual rate of 5.36 million in the third quarter from 5.06 million in the second quarter.

On an annual basis, they reportedly increased 13 percent. The third-quarter pace of sales was the highest recorded since the first quarter of 2007, when it hit 5.66 million, NAR said.

The report’s findings also highlighted the market’s sharp inventory shortage.

At the rate of sales in the third quarter, the existing-home inventory of 2.21 million homes for sale would have cleared in just five months, down from 5.9 months in the third quarter of 2012.

Are you curious what your home might be worth? Give us a call, text or email. We'ed be to provided you with a comparative market analysis of your home, condominum or multi-family home.

-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle-Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Windermere Housing Trends Newsletter

Our Preferred Lenders

George Runnels
Washington First Mortgage
WaFirstMortgage.com
call/text: 206-604-4545

Jackie Murphy
Cobalt Mortgage
CobaltMortgage.com
call/text: 425-260-6834

Veterans Day November 11, 2013

Happy Veterans Day

Military Discounts November 11, 2013

2013 Veteran’s Day Discounts and Freebies

PCSlogo-smallwithtagline.jpg
PCS America, The Military Relocation Network

Free Business Listing or 20% off on Preferred Membership for businesses supporting our Military Forces (Active, Retired, Guard & Reserves)Visit www.pcsamerica.net or call 910-527-9300 for more information or to take advantage of this special offer.

Chilis RestaurantChili’s – free meal, Friday, Nov. 11 (2013). Chili’s is offering all military veterans past and present their choice of one of 6 meals. This offer is available from 11am – 5pm on November 11, 2013 at participating Chili’s in the U.S. only. Dine-in from limited menu only; beverages and gratuity not included. Veterans and active duty military simply show proof of military service. Visit their website to find locations.

Denny's LogoDenny’s Veterans Day Appreciation Event, Nov. 11. 2013 (2013). Free Grand Slam breakfast to any veteran from. Participating markets include select diners in Maryland, Virginia, Arizona, New Mexico, Texas, Indiana, Colorado and Washington, DC (from 6:00am – 2:00pm), as well as the following New York locations: Syracuse, Rochester, and Buffalo areas (from 6:00am – 10:00pm). Call ahead to verify, and check with your local Denny’s if you live in another area. Source.

Fox and Hound Bar and GrillFox & Hound and Bailey’s Sports Bar (2013).Veterans and Active Duty Military will receive a free item from the 7 under $7 menu. Active military ID, retiree card, or other proof of service required. Visit site for location information.

·         ies are franchises and may have different policies. We will do our best to keep this page updated as we find new info.

·         Golden Corral – Free meal, Monday Nov. 11: The 13th annual Golden Corral Military Appreciation Monday dinner will be held on Monday, November 11, 2013 from 4 pm to 9 pm in all Golden Corral Restaurants nationwide. The free “thank you” dinner is available to any person who has ever served in the United States Military. If you are a veteran, retired, currently serving, in the National Guard or Reserves, you are invited to participate in Golden Corral’s Military Appreciation Monday dinner. For more information visithttp://www.goldencorral.com/military/.

·         Special thanks to Golden Corral: To date, Golden Corral restaurants have provided over 3.2 million free meals and contributed over $6.1 million to the Disabled American Veterans organization. Amazing!

·         Famous Daves Veterans DayFamous Dave’s – Nov. 11th (2013). Free or discounted meals on Veterans Day. Offer varies by location, please check the Famous Dave’s Veteran’s Day page or call your local restaurant for more information.

·         See more Military Discounts.

·         Hooters Veterans DayHooters – Free Meal, Nov. 11 (2013). Hooter’s is serving up a free meal to military veterans all day on Veterans Day. Offer good for all veterans and active duty military personnel. Get 10 Free Wings – Boneless or Regular, drink purchase required. Offer valid at participating Hooters only; open to all active duty and military veterans with valid military ID or proof of military service. For more information, visit, www.HootersVeteransDay.com.

·         Krispy Kreme Doughnuts logo smallKrispy Kreme – Free doughnut (2013). Available only at participating Krispy Kreme stores. Offer available to all active-duty, retirees & veterans on November 11th. Be sure to call ahead to verify your local Krispy Kreme is participating.

·         Bar Louie AmericaBar Louie, Free meal on Veterans Day (2013). Active duty military members and veterans can receive a free meal, up to $10 in value, and a free non-alcoholic beverage. Available at all locations, military ID or proof of service is required. See FaceBook page for more info.

·         BJs Restaurant and Brewhouse, Nov. 11th (2013). Complimentary lunch entree or a one topping mini pizza for dinner. Offer valid to all active duty military and veterans, with proof of service. More info.

·         Champps AmericanaChampps Americana (2013). We’re celebrating our Veterans with an All American Meal! All Veterans and Active Military will receive a free burger on November 11th! Proof of service required. Offer not valid for the Pepperjack Bacon Stack Burger or Kobe Burger. Dine in only, valid at participating locations. Find a location near you.

 

 

·         Little Caesars PizzaLittle Caesars® Pizza (2013). Little Caesars is honoring the men and women of the United States armed forces this Veterans Day by providing veterans and active military members with a free Crazy Bread® with proof of military status or proof of service at participating stores nationwide. Find a location near you.

·         McCormick and Schmicks Veterans Appreciation DayMcCormick & Schmick’s Seafood Restaurants – free lunch or dinner,  Nov 11, 2013 (2013):McCormick & Schmick’s is celebrating their 13th annual Veteran’s Appreciation Event on Sunday, November 13th. Veterans will be able to choose a complimentary lunch or dinner entrée. Veterans must provide proof of military service. Be sure to contact your local McCormick & Schmick’s as this is valid at participating restaurants only. Also, Space is limited and reservations are highly recommended. For more information visit: M&S Veterans Appreciation Event.

·         Outback Steakhouse Veterans DayOutback Steakhouse – A week of Free Bloomin’ Onions and Cokes Nov. 11(2013). Outback Steakhouse is honoring America’s military veterans by offering active duty military and veterans a free Bloomin’ Onion and a Coca-Cola product during the week leading up to Veteran’s Day. This offer is available to Military Personnel who have one of the following forms of identifications: U.S Uniform Services Identification Card, U.S Uniform Services Retired Identification Card, Current Leave and Earnings Statement (LES), DD form 214 Veterans Organization Card (i.e., American Legion and VFW), Photograph in Uniform, Wearing Uniform. For more information, visit, http://outback.com/companyinfo/veteransday.aspx.

·         The Outback understands commitment. For the past two years, The Outback, with the help of their patrons, has donated $2 Million to Operation Homefront, a non-profit organization providing everyday and emergency support for active troops, wounded warriors and their families.

 

·         Sizzler Restaurant logoSizzler Restaurants, Nov. 11, 2013 (2013). Buy one get one free, 6 oz. Steak Entree with the purchase of a second one. Valid with proof of military service. More info.

·         The Spaghetti Warehouse Restaurant logoSpaghetti Warehouse Once in a Lifetime Veteran’s Day Celebration (2013). In honor of US military veterans and the unique once in a lifetime date: 11-11-11, Spaghetti Warehouse is offering lasagne or any original recipe spaghetti entree for only $0.11, with the purchase of a lasagne or any original recipe spaghetti entree at regular price. This offer is open to everyone, not just veterans. Download the coupon at their website.

·         Subway Restaurants LogoSubway – Free Six Inch Sub, November 11, 2013(2013). Select SUBWAY® Restaurants will offer a FREE six inch sub or flatbread to military veterans on Veteran’s Day. This offer is valid only on November 11, 2013 at participating local SUBWAY® restaurants, Military ID or proof of service required. Note: SUBWAY® Restaurants are franchises, so this offer may not be available everywhere. Please call ahead for participation and times.

·         Texas RoadhouseTexas Roadhouse – free lunch, Nov. 11 (11:00 a.m. – 2:00 p.m.) (2013). Every Texas Roadhouse location across the country will participate in the free lunch event to honor the men and women of our armed forces. Offer good for All veterans – including all active, retired or former U.S. military. ID Required. See the Texas Roadhouse Veterans Day page for more information.

 

·         http://themilitarywallet.com/wp-content/uploads/2011/10/T.G.I.-Fridays-Logo.jpgT.G.I. Friday’s – Buy one get one free Nov 11 (2013).Valid for all US Military personnel and veterans. Must wear uniform (if permitted by your service) or present military ID or other proof of service. Only valid at participating locations for anyone with an old or current military ID. More details on TGIFridays.com.

·         The Olive Garden logo, smallThe Olive Garden, Free entrée (2013). Offer good for veterans and active duty military, November 11th during regular business hours. Chose from a special menu; all entrées include freshly baked garlic sticks and choice of soup or salad. Offer good in US and Canada, proof of service required. More info.

·         Twin Peaks Restaurants Veterans DayTwin Peaks, Nov. 11 (2013). Free entrée for service men and women (up to $10). Good for veterans and active service personnel with valid ID or proof of service. Dine in only; gratuity not included. Find a location near you.

·         UNO pizza logoUno Chicago Grill, Nov. 11 (2013). Veteran’s Day Discount: 19.43% discount on their food and non-alcoholic beverage beverages purchases from11/7 through 11/11. Why 19.43%, do you ask? That is the year UNO invented deep dish pizza. Offer good for all military for veterans and active duty military. ID or proof of service required: Show up in uniform (if your service permits), provide military ID, show a picture of yourself in uniform, or have other ID showing proof of service

 

Home Depot and Lowe’s Military Coupon Updates

Update: Home Depot and Lowes 10% Military Discount Available Everyday.

Today Only Savings from The Home Depot! While SuppHome Depot Military Discount: The Home Depot(R) is offering all active duty personnel, reservists, retired military, veterans and their families a 10 percent discount off their purchases in honor of Veteran’s Day. The offer is valid on purchases of up to $2,000 for a maximum of $200 and is available at The Home Depot stores, The Home Depot Design Center locations, Yardbirds and EXPO Design Center(R) locations. The 10% military discount is available everyday for active duty and retirees, but not all veterans. Home Depot makes this offer available to all veterans on most military holidays. You can alsofind Home Depot discounts online.

Free Shipping On Orders $49 Or MoreLowe’s Military Discount: Lowe’s Companies, Inc. will offer all active, reserve, honorably discharged, retired military personnel and their immediate family members a 10 percent discount on in-store U.S. purchases made during the Veterans Day holiday. The discount is available Nov. 11. The discount is available on in-stock and special order purchases up to $5,000. To qualify, individuals must present a valid military ID or other proof of service. Excluded from the discount are sales via Lowes.com, previous sales, and purchases of services or gift cards. Like Home Depot, Lowes offers this discount daily to active duty military members, but not to veterans. However, they extend the offer to military veterans on military holidays. You can also find exclusive discounts at Lowe’s.com.

 

Free Park Admissions for Veterans Day

Anheuser Busch Heres to the HeroesAnheuser-Busch Parks. Anheuser-Busch Parks offers Active Duty Service Members free admission for them and up to 3 dependents to any of their parks once a year. Throughout 2013, members of the military and as many as three direct dependents may enter SeaWorld, Busch Gardens or Sesame Place parks with a single-day complimentary admission. The Here’s to the Heroes program is only available to Any active duty, activated or drilling reservist, or National Guardsman. Eligible parks include: Adventure Island, Busch Gardens (Tampa Bay or Williamsburg), SeaWorld (Orlando, San Diego, or San Antonio), Sesame Place, and Water Country USA. Not valid at Discovery Cove and Aquatica. Christmas Town at Busch Gardens in Williamsburg, Va. is not included as part of this program. For more information and to register, visit: Free admission summary, and ticket application.

Colonial Williamsburg LogoColonial Williamsburg Free Admission. Colonial Williamsburg offers free weekend-long admission tickets to active-duty military, reservists, retirees, veterans, and their immediate dependents from Nov. 11 . The complimentary ticket includes admission to Colonial Williamsburg exhibition sites, art museums, and most daytime programs, as well as free parking and use of the shuttle bus system. Tickets are only available at on-site ticket sales locations. Tickets are also available to families of deployed service members. Tickets available on the following dates: Nov. 11-13.

US National Park Service LogoFee Free Day at National Parks. To honor America’s service men and women, Secretary of the Interior Ken Salazar announced that areas managed by the National Park Service would not charge entrance fees for Veteran’s Day weekend – November 11, 2013Over 100 national Parks will be participating in this event.

Historic Jamestowne – Free Admission. The National Park Service commemorates Veterans Day with Fee Free days at Historic Jamestowne November 11-13. Free admission for everyone. See events calendar.

Knots Berry Farm logoKnotts Berry Farm Military Tribute Days – Free Admission. Knott’s Berry Farm has an annual Military Tribute event in which they offer military members past and present by offering free park admission. This year the Military Tribute Days run from November 1 – 24 November (Thanksgiving Day). Veterans or current serving military personnel plus one guest get in FREE with proper ID presented at Knott’s turnstile (DD214, Veterans Administration Hospital ID or Active Military Service ID). Purchase up to six additional tickets for just $17 each. More info.

http://themilitarywallet.com/wp-content/uploads/2011/10/Pro-Football-HOF-Annual-Veterans-Day-Salute.jpgPro Football Hall of Fame – Free Admission. Annual Veterans Day Salute, November 07, 2013, 09:00 AM – 05:00 PM. Any veteran or member of the armed forces and their spouse or a guest will be admitted free of charge to the Hall of Fame for a day-long recognition of US Military veterans. Members of the Blue and Gold Star Mothers will also be eligible for free admission. There will be a special ceremony beginning at 10:00 a.m. in the Hall of Fame’s NFL Films Theater. More information.

San Jacinto Monument and Museum (La Porte, TX). November 7-13: Free admission to the theatre, Observation Floor, and the special exhibit to all veterans and their families. More info.

 

Veteran’s Day Discounts – Retail Stores & More

Here are some additional Veteran’s Day Discounts. In all cases, be sure to provide proper ID or proof of service. In addition, some of these stores are franchises, so verify participation before assuming the discount is in place.

·         Veterans Day Honor - Armed Forces BandsAmazon.com – Free MP3 album download“Veterans Day Honor” This free downloadable album includes 12 songs as performed by the military bands and ensembles of the U.S. Armed Forces. Visit Amazon now through Veteran’s Day to download the album for free(album will be full price again starting Nov. 11).

·         Big Lots – 10% off your entire purchase with valid military ID. more info.

·         Cabela’s. Cabela’s is giving their standard employee discount to all US military veterans, active duty military, Guard/Reserves, law enforcement, fire and EMS personnel on Nov. 10-11. Discount varies from 5% to 20%, depending on the item.

·         Dollar General. 10% discount on entire purchase on Veteran’s Day. Offer good for all active-duty military, retirees, veterans, Guard/Reserve, & immediate family members. The coupon can be found in the store circular, or by asking an employe. Also good online from Nov 11-13, use Coupon Code VETERANSDAY. More info.

·         Free Business Cards and Checks. Get 25 FREE Checks – Choose from 6 different designs or upgrade to premium checks and choose from many more designs. Bonus Offer – Get 250 Free Business Cards! FREE Checks & Business Cards offer.

·         Free Car wash. Thousands of car washes around the country are offering vets a free car wash on Veterans Day. Find a list at Grace for Veterans, which helped veterans receive 101,537 FREE Washes on Veterans Day in 2010.

·         http://www.lduhtrp.net/image-2365118-10592479Jos. A. Bank Specials: Veterans Day Sale- 1 Day Only! All Suits On Sale- 2nd for $47 Mix ‘n Match. 40% Off All Dress Shirts, Sport shirts, Ties & Sportswear. Free Shipping on Orders $195+. Valid: November 11. JoS. A. Bank Veterans Day Sale Orders.

·         http://gan.doubleclick.net/gan_impression?lid=41000613802043248&pubid=21000000000196755K-Mart. Exclusive Early Veterans Day Sale – Nov. 10th! EXTRA 5-10% off Almost Everything with coupon code VETERANSDAY. Friday & Saturday Specials + EXTRA 5-15% off & FREE Shipping orders of $49 with coupon code HOLIDAY.

·         Netflix: Netflix – One Month Free Trial.

·         Seven-Eleven – Free small Slurpee on  Nov. 11 from 11 a.m. and 7 p.m. Offer good to all current and former military members. ID or proof of service required.

·         Sports Authority – 15% off all purchases. All Veterans and Military personnel please stop by your local Sports Authority store to receive 15% OFF YOUR ENTIER PUCHSASE on 11.11.11 ONLY! Please show proper identification or proof of service at check-out to receive this special offer.

·         Sport Clips – Veterans Day National cut-a-thon and Help A Heroprogram. Sport Clips is the official haircutter of the VFW and will donate $1 from every haircut during the National Cut-a-Thon to VFW’s Operation Uplink, which provides free phone time to active-duty military personnel and hospitalized veterans. Sports Clips stores also offer a offer a Heroes discount which includes active and retired military. Find a location near you.

·         Steve Madden. We’d like to salute our heroes by doubling our everyday military discount of 15% to 30% OFF for Veteran’s Day ONLY. Valid with a form of Military identification (past or present) in Steve Madden stores only (not valid online). *Full priced merchandise only. Find a store near you.

·         Tim Hortons – all US locations are offering a free donut to all veterans (check out the Star Spangled donut!).

 

 

Free Hugo® Canes for Veterans.

Hugo Salutes our VeteransSam’s Club® locations nationwide will distribute 36,000 Hugo® canes free of charge on November 9th, 10th, 11th, 2013 to U.S. military veterans in need of mobility assistance. Limited quantities available, while supplies last. Sam’s Club® Membership is not required, but proof of military service may be required. For more information, visit HugoSalutes.com.

 

Applebee’s — All veterans and active-duty military eat free from a limited menu on Veterans Day.

Chilis — Veterans and service members can dine for free from a special six-item menu on Veterans Day.

Golden Corral — Military Appreciation Monday includes a free dinner, Nov. 11, from 5 p.m. to 9 p.m. for military retirees, veterans, and current service members.

Famous Dave's — Offers for free or discounted meals on Veterans Day vary by location.

Hooters — All veterans and service members get 10 free wings with the purchase of a drink.

Krispy Kreme — A free donut is available for all service members, retirees and veterans.

McCormick & Schmick's Seafood Restaurants — participating McCormick & Schmick's Seafood Restaurants are offering a complimentary entree to vets from a special menu on a space-available basis. Online reservations are highly recommended.

Outback Steakhouse — Outback will offer veterans and military a free Bloomin' Onion and beverage

Subway Restaurants — Free six-inch sub or flatbread available to military vets on Veterans Day.

Texas Roadhouse — Free meals available to veterans from opening until 4 p.m. on Veterans Day.

T.G.I. Friday's — Veterans and service members can buy one meal and get another free.

UNO Chicago Grill — UNO is offering a 19.43 percent discount on food and non-alcoholic beverage beverages to vets and military. The chain explains that 1943 was the year UNO invented the deep dish pizza.

Abuelo's Mexican Food — Offers vary by region.

Buca di Beppo Italian Restaurants — Special offers for vets on Veterans Day.

RETAIL DEALS

Amazon.com — A free downloadable MP3 album includes 12 songs performed by military bands and ensembles from now through Veterans Day.

The Dollar General — Veterans, service members and their immediate families can receive a 10-percent discount with a Veterans Day coupon.

Home Depot — Offers a 10 percent discount to all veterans on Veterans Day. Home Depot offers a 10 percent discount year-round to active duty military and retirees.

Lowe's — All veterans receive the 10 percent discount for purchases of up to $5,000. A 10 percent discount is available year-round to active-duty military and retirees.

Sam's Club — Sam's Club will give away collapsible Hugo Canes on Veterans Day to military veterans who need them.

Seven-Eleven — On Nov. 11 from 11 a.m. to 7 p.m., veterans can get a free small Slurpee.

Cabela's Outdoor Store — Employee discounts are being offered to all veterans, active-duty military and reserve-component troops, along with law-enforcement, fire and emergency-management personnel. Discounts vary from 5 percent to 50 percent, depending on item.

Build-a-Bear Workshop — Members of the armed services, including the Coast Guard and ROTC, receive a 20 percent discount on any one transaction at the workshop.

Fashion Bug — Offering 20 percent off all plus-size and misses clothing purchases with a copy of military ID or spouse's military ID.

Sports Clips Haircuts — Offering free haircuts to active-military and veterans.

Home Pricing November 11, 2013

How to Set Your Selling Price

Being overpriced is a bad start

If you're selling your house, one of the first steps you'll take is setting an asking price, a maneuver that requires the ability to find the perfect balance between attracting solid offers and ultimately receiving top dollar.

If you're working with a Realtor or other industry professional, you'll probably hear talk of fair market value, which typically means the highest value an educated buyer will pay. Fair market value is usually not the asking price.
 
Many agents will begin by conducting a competitive market analysis of your house and give you an estimate of the fair market value of your home, which is a range that will fluctuate depending on the housing market in your area and how much similar homes in your neighborhood are selling for.
 
If you're in a hot seller's market, like many communities throughout  much of the West, you'll have the advantage.
 
While overpricing to some degree can be beneficial, you'll still want to be careful and avoid pricing your home too high, which almost always is nonproductive.
As you work with your agent and set your price, you'll want to recognize the factors that may prompt you to raise your asking price too much when it isn't warranted. Some of those factors include:
 
  • Upgrades have been added. While many home improvements will help you recoup a good chunk of your investment, it won't give you 100 percent of what you paid. Also, the more personal the improvement—a swimming pool, a sunroom, purple floors—the less likely it will be viewed favorably by potential buyers.
  • The need for money.
  • You're moving to a higher-priced area.
  • The original purchase price was too high.
  • The seller lacks factual comparable sales to prove what the market value is.
  • The seller wants bargaining room (listing more than 1-3 percent above market value actually reduces bargaining power).
  • An unnecessary move, so you're not motivated.
 

On the other hand, if you're in a neutral or buyer's market, like in Minneapolis, you'll really need to be cautious in setting your price.
 
"While a few select neighborhoods are experiencing good activity, the market generally is favoring buyers," said Mary Jo Oren, a Realtor in Minneapolis, Minn. "Price reductions are becoming more common and sellers are having a tough time adjusting to fewer offers, fewer multiple offers and increased market time to sell. Buyers are less emotional and not afraid to offer significantly less than list price plus ask for additional seller participation."
 
Generally, the asking price—the price advertised when it goes on the market—is set slightly higher than market value, usually 1 to 3 percent above market value.
You should assume that negotiation will be necessary to reach an agreement with the buyer. If you price your home too much above market value, you'll get fewer showings and offers in which the potential buyer is fishing to determine how low you'll go.
 
You'll want to establish your priority list: Are you more concerned with selling quickly or getting the most money possible? You'll also want to contemplate whether you think the agent's suggested price is reasonable and whether you'd pay that amount if you were a buyer.
 
Your agent, as well as friends, relatives, and neighbors, will help you point out your house's advantages and disadvantages that you may not have thought about because you're too close to the house and not as objective as others.
 
A third party will help you think of your house as a commodity—something with positive and negative selling points. At that point you can decide on a price that you deem competitive and in line what other houses in your area have sold for.
 
If you are considering selling and would like our expert opinion of your homes value, give us a call, text or email, we would love to help you out!
 
?-Steve and Sandra

Steve Hill and Sandra Brenner
Windermere Real Estate/FN
Seattle – Northwest
122502 Greenwood Ave N
Seattle WA 98133
call/text: 206-769-9577
email: stevehill@windermere.com

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Check out these useful links:

BrennerHill.com
Best In Client Satisfaction
Windermere Housing Trends Newsletter

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